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Interest Free for 12mo*

Felicia Day from the Guild doing a Sears commercial advertisement. Information about the scam like properties that no interest finacing really gives you Fun fact from the consumerist: When Felicia Day works at Sears and tells you that you have no interest and no payment for 12 months, that's true. But what they don't tell you is if you don't have your entire balance paid in 12 months, you'll be paying around 25% interest on what remains. And not only that, but you'll have to pay all of the interest that would have accrued during your "no interest" time. Or, to direct quote from Sears:
"FINANCE CHARGES accrue on a promotional purchase from the date of purchase and all accrued FINANCE CHARGES for the entire promotional period will be added to your account if the purchase is not paid in full by the end of the promotional period or if you default under your card agreement. Making the minimum monthly payment will not pay off your promotional purchase in time to avoid FINANCE CHARGES"

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  • Blogger KZ says so:
    March 19, 2009 at 1:37 PM  

    This is how most electronics stores have been handling this type of financing for years. 11 years ago when I was working for Computer City, that's the same thing we did.

    More importantly, Felicia Day works at Sears now? I last saw her in a Best Buy commercial. She sure does get around... top